Retail Trailer Insurance

Online Retail Trailer Insurance Coverage

Product and Coverage Features

  • Comprehensive and Collision provides coverage for physical damage to your trailer including the permanently installed equipment in your trailer
  • Diminishing Deductible means that for each claim free calendar year your deductible reduces by 25% until a zero deductible is reached
  • Total Loss Coverage (TLC) is included for the trailer’s original buyer for 5 calendar years from their original purchase date
  • Depreciation Buy Back coverage features no depreciation on partial losses. This policy endorsement is included when you qualify for Total Loss Coverage/Purchase Price Coverage
  • Actual Cash Value (ACV) coverage is provided for all trailer owners where (TLC) is not available
  • Emergency Expense Coverage is included for stock or horse trailer owners up to $1,500 when they have a covered trailer loss, including loss due to electrical or mechanical failure. Coverage is applicable when you are more than 50 miles from home
    • Reimbursement of expenses for reasonable temporary living facilities
    • Transportation back to your residence
    • Cost of transporting your trailer back to your residence
    • The cost of transporting any livestock to a location for emergency boarding
    • Cost of boarding the livestock – up to $50 per head of livestock per day for boarding
  • Towing Coverage provides for reimbursement of expenses up to $500
  • Personal and Business Use trailer policies can be purchased online
  • Multiple Units per Policy

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