GEM Cars / Neighborhood Electric Vehicles / Low Speed Vehicles

Our specialized insurance policy will provide liability and physical damage coverage for the growing market of low speed vehicles*.

Coverage is provided with several policy options including the following:

  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Uninsured/Underinsured Motorist
  • Medical Payments
  • Accessory coverage
  • Transport trailers
  • 24-hour roadside assistance


There are many discounts available and they can include:

  • Homeowners
  • Paid-in full
  • Multi-policy
  • Multi-vehicle

*Currently, this coverage is not available in Florida*

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