Product Features:
Insurance available in most states countrywide *Currently we do not have a carrier that provides Mobile Home coverage in the following states: FL, HI.
Coverage available to meet the needs of all mobile home owners:
- Primary Dwelling
- Seasonal Dwelling
- Vacant Dwelling
- Tenant Use
- Rented to Others
- Temporarily Vacant Dwelling
- Commercial Business Use
- A+ rated insurance carrier
- In-park and out-of-park locations are acceptable
- In city limit or outside city limit locations are permissible
- Replacement cost coverage is available in most states for the mobile home, up to 15 years old, and for personal effects
- 24 hour claims 800-toll free number available every day of the year
- Payment plans available
- Trip collision coverage is optional
- Earthquake coverage is available
- Federal Flood insurance (ask for details)
Coverage available for:
- Dwelling (mobile home)
- Other Structures
- Personal Property
- Additional Living Expense
- Emergency repairs
- Fire Department Service
- Personal Liability
- Medical Payments to Others
- First Aid Expenses to Others
- Damage to Property of Others
Examples of the protection provided in the insurance policy (including some optional coverages)*:
- Fire
- Landslide
- Vandalism
- Water damage from bursting pipes
- Earthquake
- Off right-of-way collision
- Fallen objects
- Explosion
- Attempted or Actual Burglary or Robbery
- Windstorm
- Damage by wild or stray animals
- Damage to tie-down equipment
- Coverages can vary by state and use of the mobile home. Please contact Thum Insurance for coverage details.