Mobile Home

Product Features:

Insurance available in most states countrywide *Currently we do not have a carrier that provides Mobile Home coverage in the following states:  FL,  HI.

Coverage available to meet the needs of all mobile home owners:

  • Primary Dwelling
  • Seasonal Dwelling
  • Vacant Dwelling
  • Tenant Use
  • Rented to Others
  • Temporarily Vacant Dwelling
  • Commercial Business Use
  • A+ rated insurance carrier
  • In-park and out-of-park locations are acceptable
  • In city limit or outside city limit locations are permissible
  • Replacement cost coverage is available in most states for the mobile home, up to 15 years old, and for personal effects
  • 24 hour claims 800-toll free number available every day of the year
  • Payment plans available
  • Trip collision coverage is optional
  • Earthquake coverage is available
  • Federal Flood insurance (ask for details)


Coverage available for:

  • Dwelling (mobile home)
  • Other Structures
  • Personal Property
  • Additional Living Expense
  • Emergency repairs
  • Fire Department Service
  • Personal Liability
  • Medical Payments to Others
  • First Aid Expenses to Others
  • Damage to Property of Others


Examples of the protection provided in the insurance policy (including some optional coverages)*:

  • Fire
  • Landslide
  • Vandalism
  • Water damage from bursting pipes
  • Earthquake
  • Off right-of-way collision
  • Fallen objects
  • Explosion
  • Attempted or Actual Burglary or Robbery
  • Windstorm
  • Damage by wild or stray animals
  • Damage to tie-down equipment


  • Coverages can vary by state and use of the mobile home. Please contact Thum Insurance for coverage details.

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