Vacant Dwelling

Our Vacant Dwelling product covers vacant commercial and residential buildings, condominium units and rental space, as well as partially vacant buildings.

 

Homes can be temporarily vacant for a number of reasons:

  • A rented home is between tenant leases
  • A homeowner moves away for a new job however the house is unsold
  • An executor is selling a house to close an estate
  • A property is undergoing minor renovations
  • A “flipper” needs coverage for just a few months while the kitchen is updated
  • A landlord protects his investment while looking for a new tenant
  • A summer house closed for the season
  • A repossessed home

 

Vacant Coverages and Features

  • Vandalism and malicious mischief coverage available
  • Premises Liability coverage options available
  • Coverage available for contents
  • Multiple deductible options
  • Coverage available for a garage or shed
  • Flexible policy terms, 3, 6, 9 and 12 month renewable terms
  • There is no restriction on the length of vacancy
  • Allows individuals, LLC’s, Partnerships, or Corporations to be Named Insured
  • Coverages vary by state

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