Coverage in Mexico

Mexico Insurance for USA and Canadian Residents

As you may already know, if you will be traveling in Mexico it is required by law that you carry an official Mexico Liability Insurance policy. It is a serious crime if you are caught without this important coverage in Mexico.

The Mexico Insurance Program provided through Thum Insurance Agency will meet all the requirements of the Mexican government. Policies are provided through companies that are not only licensed and approved in Mexico but are also among the top rated companies for claims service and reliability. The insurance companies provide toll-free telephone numbers to report claims 24 hours a day, 7 days a week with English speaking adjustors.

Two types of policies are available: Liability Only or Liability With Physical Damage.

It is IMPORTANT that you check with your present insurance company providing your motor home, automobile or motorcycle insurance to verify if they will provide you with physical damage coverage on your vehicle while in Mexico.

Typically, motor home insurance companies provide an additional coverage that can be added (or is already included) to your existing policy for physical damage coverage in Mexico. If you currently have Mexico physical damage coverage under your U.S. policy, you only need to obtain Liability Only coverage while in Mexico. However, it is rare for a U.S. automobile or motorcycle insurance carrier to provide any type of coverage at all for your vehicle in Mexico. In this case, if you want your automobile or motorcycle to be covered for physical damage in Mexico, you would have to purchase a Liability with Physical Damage Mexico policy. If you do not want physical damage coverage, the Liability Only Policy is all you will need.

The length of the policy can be anywhere from a day to a full year. Here is a brief overview of the different packages. Coverage’s may differ slightly between companies.

LIABILITY ONLY

  • Choice of $300,000 or $500,000 liability limits
  • Medical Expenses: $5,000 per person/$25,000 maximum per accident
  • Legal Aid and Bail Bond
  • Vehicle Roadside Assistance
  • Tourist Information
  • Limited Towing
  • Travel Assistance
  • Medical Assistance and References
  • Plane Tickets Home

 

LIABILITY WITH PHYSICAL DAMAGE*

  • Choice of $300,000 or $500,000 liability limits
  • Medical Expenses: $5,000 per person/$25,000 maximum per accident
  • Legal Aid and Bail Bond
  • Vehicle Roadside Assistance
  • Tourist Information
  • Limited Towing
  • Travel Assistance
  • Medical Assistance and References
  • Plane Tickets Home
  • U.S. Labor Rates for Repairs
  • Physical Damage*
    • Comprehensive Coverage: Includes Total and partial theft, fire and vandalism
    • Collision Coverage: Fixed Deductibles apply to physical damage claims

IMPORTANT: You MUST carry full coverage on your U.S. insurance policy in order to be covered for physical damage on the Mexico policy

Get a Quote and Issue Your Policy – Quick and Easy

Determine the length of time for your stay in Mexico and the area of Mexico where you will be traveling.

Vehicle information such as year, make, model and vehicle identification number are required.

If you are purchasing a Liability Only policy, the value is not important so you can use a value of $1,000.00 for your vehicle.

If Liability with Physical Damage coverage is required, please provide the actual cash value of the vehicle today.

Information and prompts are available throughout the quoting area.

ALL TOWED VEHICLES, TRAILERS, BOATS, ETC., MUST ALSO BE COVERED.

Example: If you are driving a motor home into Mexico and towing a car, you must purchase a policy for the motor home showing the auto as the towed vehicle. Then you must also purchase a separate policy for the automobile. This will ensure you are properly covered for both vehicles, whether they are being driven or towed.

After answering a few more questions and making payment by credit card, your policy will be ready to print in just minutes.

We would appreciate the opportunity to assist you with this Mexico Policy. If you have any questions or need assistance with obtaining your Mexico Insurance Policy, please contact Thum Insurance Agency, L.L.C. at 1-800-866-0777 or our International Insurance Coordinator, Sue Blood, directly at 1-800-968-8486. Our office hours are 9:00 am to 5:30 pm Eastern time, Monday through Friday.

Please Call: 1-800-866-0777 for a Personalized Quote!