Thum Insurance has specialized in Recreational Vehicle insurance for over 26 years; we have insured RV’s owned by clients across the United States. We can insure a variety of exposures from recreational use, full timers, to weekenders. It is important to disclose the exposure of your RV, so if you have a loss you will be protected. Thum will work with you to design a policy to meet your specific needs.
Product Features:
- Coverage available for all motor home values*
- Up to $1 million limits for Bodily Injury/Property Damage and Uninsured/Underinsured Motorist
- Comprehensive and Collision coverage with deductible options from $250 to $5,000
- Full-Timer coverage available for owners living in their coaches
- Business use, or merely titled in a business name
- Total loss replacement cost coverage for newer coaches
- Purchase price and/or agreed value offered on many other coaches
- Mexico physical damage coverage
- Diminishing deductible option
- Scheduled valuable personal property protection available
- Adjacent structure coverage up to $2,000 available
- Golf cart / Moped coverage up to $10,000 available
- Replacement cost coverage for personal effects
- Vacation liability coverage
- Emergency vacation expense
- Unlimited towing reimbursement coverage available
- Extended utility trailer coverage
- Windshield glass coverage
*Coverages and product availability vary by state and use of the motor home. Please contact a Thum Insurance Agency sales agent for coverage details.
*Currently we do not have a carrier that provides motor home coverage in the following state: Hawaii