Commercial-Use RV

Thum Insurance has specialized in Recreational Vehicle insurance for over 25 years. We insure RV’s owned by NASCAR drivers, musical groups, authors, CEO’s, and many other categories.  If your RV is being used to travel to and from business locations, used to hold meetings, used as mobile lodging while on business trips, or used to take clients to the big game, we can find a policy to match your needs.  It is important to disclose the commercial exposure of your RV up front, so if you have a loss you will be protected.  We will work with you to design a policy to meet your specific needs, give us a call for a customized quote.


General Product Features:

• Coverage available for a wide range of motor home, travel trailer and fifth wheel values*

• Up to $1,000,000 limits for Bodily Injury Liability/Property Damage and Uninsured/Underinsured Motorist Liability

• Comprehensive and Collision coverage with deductible options from $1,000 to $5,000

• Diminishing Deductible

• Business use, or merely titled in a business name

• Total Loss Replacement Cost coverage for newer RV’s

• Purchase Price and/or Agreed Value offered on many other RV’s

• Roadside Assistance and/or unlimited Towing & Labor Reimbursement coverage available

• Extended utility trailer coverage can be included

• Valuable Personal Property coverage

• And more


For more information or to get a quote, please contact our office at 1-800-866-0777 or click here for a Quick Quote

*We do not offer insurance on Rental RV’s

*Currently we do not have a carrier that provides Commercial Use RV coverage in the following states: Hawaii, Kentucky, Maine, Maryland, Massachusetts, Rhode Island, New York, Vermont or West Virginia